Enrollment Guidance
Understand Medicare eligibility, enrollment deadlines, and the coverage decisions that commonly arise when approaching age 65 or transitioning to Medicare.
Approaching age 65 can bring important Medicare decisions about eligibility, enrollment timing, plan choices, and supplemental coverage. Muneris Benefits provides personalized guidance to help individuals understand Medicare Parts A through D, Medicare Advantage, Medigap, and prescription drug options. With a people-centered approach and experience serving Virginia clients, the team helps make this transition clearer and more manageable.
Personalized Medicare guidance for eligibility, enrollment decisions, plan comparisons, supplemental coverage, and prescription drug options.
Understand Medicare eligibility, enrollment deadlines, and the coverage decisions that commonly arise when approaching age 65 or transitioning to Medicare.
Compare Medicare Advantage, Medicare Supplement, and prescription drug coverage options with guidance based on your needs and plans available in your area.
Explore Medicare Parts A through D, Medicare Advantage, Medigap supplements, and related coverage choices with support from a knowledgeable insurance team.
Turning 65 often means navigating unfamiliar Medicare terms, enrollment considerations, and coverage choices. Muneris Benefits helps individuals understand available options, compare plans, and make informed decisions based on their needs. From Medicare Parts A through D to Medicare Advantage, Medigap, and prescription drug coverage, the team provides educational guidance and decision support for clients transitioning to Medicare in Virginia.
Personalized support helps individuals and families approach Medicare decisions with greater clarity and confidence.
"Muneris is extremely professional and provides excellent customer service. We have been a client since 2016. Very highly recommend."
"I took my aunt here to find out about Medicare. He is very knowledgeable, friendly, and professional. I highly recommend Muneris!"
"MUNERIS personnel have been very helpful, invitational and supportive!"
"I am writing this to strongly endorse the Muneris agency for anyone having problems with Medicare Supplemental plans or Part D prescription drug coverage. In late April, I found out that I had been mistakenly enrolled in a Medicare Advantage plan, instead of the Supplemental plans.<br>I looked on Google to find an independent agency that could help me. That is how I found Burman Clark at Muneris. I met with him, and he patiently listened as I explained what had happened. I also found out that my Plan D prescription drug coverage had been cancelled.<br>Mr. Clark was able to enroll me in the Supplemental Part G plan. He then went to work on trying to get my Part D prescription drug coverage reinstated, and he was successful.<br>I strongly recommend that anyone having problems with Medicare Supplemental, Advantage, or prescription coverage to contact Mr. Clark at the Muneris agency."
"Expertise. Customer-focused. Highly Responsive. These are the words that describe my experience working with Burman Clark and Muneris. Highly recommend!"
"Muneris is extremely professional and provides excellent customer service. We have been a client since 2016. Very highly recommend."
"I took my aunt here to find out about Medicare. He is very knowledgeable, friendly, and professional. I highly recommend Muneris!"
"MUNERIS personnel have been very helpful, invitational and supportive!"
"I am writing this to strongly endorse the Muneris agency for anyone having problems with Medicare Supplemental plans or Part D prescription drug coverage. In late April, I found out that I had been mistakenly enrolled in a Medicare Advantage plan, instead of the Supplemental plans.<br>I looked on Google to find an independent agency that could help me. That is how I found Burman Clark at Muneris. I met with him, and he patiently listened as I explained what had happened. I also found out that my Plan D prescription drug coverage had been cancelled.<br>Mr. Clark was able to enroll me in the Supplemental Part G plan. He then went to work on trying to get my Part D prescription drug coverage reinstated, and he was successful.<br>I strongly recommend that anyone having problems with Medicare Supplemental, Advantage, or prescription coverage to contact Mr. Clark at the Muneris agency."
"Expertise. Customer-focused. Highly Responsive. These are the words that describe my experience working with Burman Clark and Muneris. Highly recommend!"
"Muneris is extremely professional and provides excellent customer service. We have been a client since 2016. Very highly recommend."
"I took my aunt here to find out about Medicare. He is very knowledgeable, friendly, and professional. I highly recommend Muneris!"
"MUNERIS personnel have been very helpful, invitational and supportive!"
"I am writing this to strongly endorse the Muneris agency for anyone having problems with Medicare Supplemental plans or Part D prescription drug coverage. In late April, I found out that I had been mistakenly enrolled in a Medicare Advantage plan, instead of the Supplemental plans.<br>I looked on Google to find an independent agency that could help me. That is how I found Burman Clark at Muneris. I met with him, and he patiently listened as I explained what had happened. I also found out that my Plan D prescription drug coverage had been cancelled.<br>Mr. Clark was able to enroll me in the Supplemental Part G plan. He then went to work on trying to get my Part D prescription drug coverage reinstated, and he was successful.<br>I strongly recommend that anyone having problems with Medicare Supplemental, Advantage, or prescription coverage to contact Mr. Clark at the Muneris agency."
"Expertise. Customer-focused. Highly Responsive. These are the words that describe my experience working with Burman Clark and Muneris. Highly recommend!"
Get thoughtful Medicare guidance from an independent agency focused on your needs.
Receive coverage explanations and plan guidance tailored to your needs, priorities, and available local options.
Work with knowledgeable insurance professionals who understand Medicare transitions and related coverage choices.
Benefit from guidance through an independent insurance agency representing major carriers in Virginia.
Connect with a Virginia brokerage serving individuals and families through offices in Roanoke and Narrows.
A people-centered insurance team helping clients navigate Medicare and coverage decisions.
President
Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.
Licensed Agent and Account Manager
Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.
Employee Benefits Account Manager
Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.
Employee Benefits Account Manager
Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.
Customer Service
Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.
Employee Benefits Account Manager
Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.
Marketing Coordinator
Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.
Licensed Agent
Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.
Licensed Agent
Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.
Medicare planning should begin before your sixty-fifth birthday so you have time to understand eligibility, enrollment considerations, and available coverage options. Muneris Benefits provides guidance for individuals approaching age 65, including explanations of Medicare Parts A through D, Medicare Advantage, Medigap, and prescription drug coverage. Starting early can help you approach important decisions with better information and fewer surprises.
Speak with Muneris Benefits about your Medicare transition and coverage options.
Named certification listed by Muneris Benefits.
Named certification listed by Muneris Benefits.
Accreditation listed in company credentials.
Membership listed in company credentials.
Membership listed in company credentials.
Share your questions with Muneris Benefits and learn how a licensed agent can support your Medicare transition.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.