Medicare Guidance
Get one-on-one support comparing Medicare options, understanding enrollment timing, and selecting coverage that reflects your healthcare needs, prescriptions, preferred providers, and budget.
Navigate important coverage decisions with clear, personalized guidance from Muneris Benefits. Our independent insurance professionals help employers, individuals, and families compare options for health benefits, Medicare, personal coverage, and retirement planning. From plan design to ongoing billing and claims support, we make complex insurance choices easier to understand, manage, and revisit as your needs change.
Personalized insurance and benefits guidance for employers, individuals, families, and people approaching Medicare eligibility.
Get one-on-one support comparing Medicare options, understanding enrollment timing, and selecting coverage that reflects your healthcare needs, prescriptions, preferred providers, and budget.
Build group health coverage that helps employers support their teams, evaluate carrier options, manage costs, and provide meaningful protection for eligible employees.
Explore insurance solutions designed around individual and family needs, with clear comparisons that help you understand available coverage and make confident decisions.
Create employee benefit programs that balance workforce needs and business budgets, with ongoing help for administration, billing questions, claims, and carrier communication.
Use an Individual Coverage Health Reimbursement Arrangement to give eligible employees flexible health-benefit support while maintaining a structured employer contribution strategy.
Offer retirement plan solutions that help businesses provide valuable long-term benefits and give employees a clearer path toward future financial preparedness.
Insurance decisions involve more than comparing premiums. Muneris Benefits listens to your goals, explains plan details in plain language, and helps identify options suited to your household or workforce. Employers receive practical support with benefit design, compliance considerations, and administration, while individuals receive help with personal coverage and Medicare transitions. Our team remains available for billing, claims, and coverage questions after enrollment.
See how thoughtful guidance and responsive support help clients manage coverage decisions with confidence.
"I highly recommend this business. I was completely impressed with their professionalism and customer service. The staff was prompt and attractive in responding to all the questions we had and the service was top-notch!!!"
"We have known and done business with Burman Clark for years and I trust him to do what is right. We have a lot of the same business ethics and know what it takes to win and keep customers. A couple of years ago, I was swayed by another insurance..."
Work with an experienced team focused on practical solutions and responsive client service.
Since 1990, our team has helped clients navigate changing insurance needs with confidence.
We represent major carriers in Virginia to support informed, personalized coverage comparisons.
Receive practical assistance with claims, billing, contracts, and everyday benefit questions after enrollment.
Our BBB accreditation and specialized advisor certifications reinforce a client-first service commitment.
Knowledgeable professionals focused on making insurance simpler for every client.
President
Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.
Licensed Agent and Account Manager
Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.
Employee Benefits Account Manager
Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.
Employee Benefits Account Manager
Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.
Customer Service
Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.
Employee Benefits Account Manager
Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.
Marketing Coordinator
Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.
Licensed Agent
Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.
Licensed Agent
Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.
The cost structure can vary by the type of insurance and advisor arrangement. Many insurance agents and brokers are compensated by the insurance carrier when a policy is placed, while some advisory services may involve fees. Before moving forward, ask how compensation works, whether there are advisory fees, and what ongoing support is included. Clear disclosure helps you evaluate the value of the guidance you receive.
Speak with our team for clear, personalized guidance.
Accredited business recognized for trusted customer service.
Certified advisor designation earned in 2025.
Specialized guidance for older adult clients.
Share your coverage needs, and our team will help you identify the next best step.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.