Make sense of health coverage with side-by-side guidance from Muneris Benefits. Our licensed agents help individuals, families, employers, and Medicare-eligible clients compare plan costs, provider networks, benefits, and enrollment options. Rather than sorting through details alone, you get clear explanations, practical recommendations, and ongoing support for questions about coverage, claims, billing, and changing needs.
Compare coverage options for personal, employer, and Medicare health insurance needs with knowledgeable, individualized guidance.
Compare individual and family health coverage options based on your preferred doctors, prescriptions, anticipated care, budget, and enrollment circumstances. We clarify premiums, deductibles, copays, and plan features so you can make an informed selection.
Help your business evaluate group health insurance options that support employees while aligning with benefit goals and budget realities. Our team assists with plan comparison, cost-management considerations, carrier communication, and ongoing account support.
Review Medicare plan choices with support tailored to your healthcare needs and transition timeline. We help explain Medicare coverage paths, compare relevant plan details, and provide assistance as you navigate enrollment and future questions.
Health insurance quotes are easier to evaluate when you look beyond the monthly premium. Muneris Benefits helps you compare deductibles, out-of-pocket costs, provider access, prescription coverage, and benefits that matter to you or your workforce. As an independent agency representing major carriers in Virginia, we pair technical knowledge with personal guidance, helping clients identify practical options and understand the tradeoffs before enrolling.
See how personalized insurance guidance helps clients make confident coverage decisions.
"Both my daughter and I have utilized Mr. Clark and his staff to get insurance and other critical items settled for us and have good coverage. Everyone is knowledgeable and more than helpful to not only meet our needs but to also ensure we have what is a tip-top experience...."
"Burman Clark and his team at Muneris have literally been life savers for me and my family. As a Stage IV cancer survivor Burman made sure I was covered with the right insurance. My expenses have been almost nil. My husband has also been a client as well as my..."
Get knowledgeable support built around your coverage needs and questions.
Since 1990, our team has simplified complex insurance decisions through attentive, client-focused service.
We represent major carriers in Virginia, helping clients compare suitable options with greater perspective.
Receive practical assistance with claims, billing, benefits questions, and contract concerns after enrollment.
Our BBB accreditation and specialized advisor certifications reinforce our commitment to informed guidance.
Experienced people helping make insurance easier to understand.
President
Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.
Licensed Agent and Account Manager
Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.
Employee Benefits Account Manager
Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.
Employee Benefits Account Manager
Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.
Customer Service
Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.
Employee Benefits Account Manager
Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.
Marketing Coordinator
Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.
Licensed Agent
Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.
Licensed Agent
Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.
Start by identifying the care and costs most important to you, including preferred doctors, prescriptions, expected services, and monthly budget. Then compare each plan’s premium, deductible, copays or coinsurance, out-of-pocket maximum, provider network, drug formulary, and exclusions. Review enrollment deadlines and eligibility requirements as well. A licensed agent can explain how those features work together and help you weigh the tradeoffs.
Speak with our team for clear, personalized insurance guidance.
Recognized accreditation supporting customer trust and accountability.
Certified advisor recognition earned in 2025.
Specialized credential for senior insurance guidance.
Share a few details about your needs, and our team will help you understand the next steps.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.