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5 (40 Reviews)

Senior Insurance Solutions for Medicare, Life & Care

Navigate Medicare, life insurance, and long-term care coverage with personalized guidance from Muneris Benefits. Our knowledgeable team helps seniors, families, and individuals understand available options, compare coverage, and make informed decisions suited to their needs and budgets. With a people-centered approach and experience serving clients across Virginia and West Virginia, we make complex insurance choices easier to understand.

Senior couple discussing Medicare and insurance coverage options with an advisor

Our Senior Insurance Services

Personalized guidance for Medicare, life insurance, and long-term care coverage decisions.

Medicare Guidance

Understand Medicare eligibility, enrollment considerations, available coverage options, and supplemental coverage with educational support tailored to your transition and personal circumstances.

Plan Comparison

Evaluate Medicare Advantage, Medicare Supplement, and prescription drug coverage options according to your needs, costs, and the plans available in your area.

Life Insurance

Explore personal life insurance coverage with guidance designed to help individuals and families consider protection needs, available options, and suitable coverage decisions.

Long-Term Care

Receive personalized assistance understanding long-term care insurance options and how coverage may fit into broader personal and family planning considerations.

Personalized Senior Guidance

Make Confident Coverage Decisions

Choosing insurance can feel overwhelming, especially when Medicare, supplemental coverage, life insurance, and long-term care options intersect. Muneris Benefits helps individuals and families understand the differences, compare available choices, and identify coverage suited to their needs and budgets. Our licensed agents provide clear, educational guidance for clients in Virginia and West Virginia while maintaining the personalized service of a local independent agency.

Insurance advisor explaining Medicare and senior coverage options to a couple
Guidance You Can Trust

Client Support

Helping individuals and families understand coverage choices through personalized, people-centered insurance guidance.

"Mr. Clark was very helpful in explaining everything to me and finding the best plan for me and my wife. He was very prompt in answering my emails and returning my calls."

Kenneth D.

"Excellent service!"

J Fox
J Fox

"Great experience with Muneris. Burman Clark’s name was given to me by a friend. He advised me on the Medicare options and listened and answered my questions thoroughly. Followed up in a timely manner on all questions. Nice to have someone listen and understand your concerns. Highly recommend to anyone trying to navigate the Medicare process. Entire process went smoothly with no issues. A+++ company!"

Gregory Brown
Gregory Brown

"Both my daughter and I have utilized Mr. Clark and his staff to get insurance and other critical items settled for us and have good coverage. Everyone is knowledgeable and more than helpful to not only meet our needs but to also ensure we have what is a tip-top experience. I would recommend Muneris for anyone needing insurance. Linda Riddle"

Linda Riddle
Linda Riddle

"Burman Clark is the insurance guru for seniors! Not only is he extremely knowledgeable in his craft but also very nice & friendly to chat with. I am so pleased he was recommended to me. Thank you for your guidance!"

Patty
Patty

"Burman Clark and his team at Muneris have literally been life savers for me and my family. As a Stage IV cancer survivor Burman made sure I was covered with the right insurance. My expenses have been almost nil. My husband has also been a client as well as my daughter. We each met individually with Mr. Clark to assess and ensure the appropriate policies meet our needs. I couldn't be more confident and secure knowing the folks at Muneris are there for me and my family."

Sondy Shiplett
Sondy Shiplett

"Mr. Clark was very helpful in explaining everything to me and finding the best plan for me and my wife. He was very prompt in answering my emails and returning my calls."

Kenneth D.

"Excellent service!"

J Fox
J Fox

"Great experience with Muneris. Burman Clark’s name was given to me by a friend. He advised me on the Medicare options and listened and answered my questions thoroughly. Followed up in a timely manner on all questions. Nice to have someone listen and understand your concerns. Highly recommend to anyone trying to navigate the Medicare process. Entire process went smoothly with no issues. A+++ company!"

Gregory Brown
Gregory Brown

"Both my daughter and I have utilized Mr. Clark and his staff to get insurance and other critical items settled for us and have good coverage. Everyone is knowledgeable and more than helpful to not only meet our needs but to also ensure we have what is a tip-top experience. I would recommend Muneris for anyone needing insurance. Linda Riddle"

Linda Riddle
Linda Riddle

"Burman Clark is the insurance guru for seniors! Not only is he extremely knowledgeable in his craft but also very nice & friendly to chat with. I am so pleased he was recommended to me. Thank you for your guidance!"

Patty
Patty

"Burman Clark and his team at Muneris have literally been life savers for me and my family. As a Stage IV cancer survivor Burman made sure I was covered with the right insurance. My expenses have been almost nil. My husband has also been a client as well as my daughter. We each met individually with Mr. Clark to assess and ensure the appropriate policies meet our needs. I couldn't be more confident and secure knowing the folks at Muneris are there for me and my family."

Sondy Shiplett
Sondy Shiplett

"Mr. Clark was very helpful in explaining everything to me and finding the best plan for me and my wife. He was very prompt in answering my emails and returning my calls."

Kenneth D.

"Excellent service!"

J Fox
J Fox

"Great experience with Muneris. Burman Clark’s name was given to me by a friend. He advised me on the Medicare options and listened and answered my questions thoroughly. Followed up in a timely manner on all questions. Nice to have someone listen and understand your concerns. Highly recommend to anyone trying to navigate the Medicare process. Entire process went smoothly with no issues. A+++ company!"

Gregory Brown
Gregory Brown

"Both my daughter and I have utilized Mr. Clark and his staff to get insurance and other critical items settled for us and have good coverage. Everyone is knowledgeable and more than helpful to not only meet our needs but to also ensure we have what is a tip-top experience. I would recommend Muneris for anyone needing insurance. Linda Riddle"

Linda Riddle
Linda Riddle

"Burman Clark is the insurance guru for seniors! Not only is he extremely knowledgeable in his craft but also very nice & friendly to chat with. I am so pleased he was recommended to me. Thank you for your guidance!"

Patty
Patty

"Burman Clark and his team at Muneris have literally been life savers for me and my family. As a Stage IV cancer survivor Burman made sure I was covered with the right insurance. My expenses have been almost nil. My husband has also been a client as well as my daughter. We each met individually with Mr. Clark to assess and ensure the appropriate policies meet our needs. I couldn't be more confident and secure knowing the folks at Muneris are there for me and my family."

Sondy Shiplett
Sondy Shiplett
The Muneris Benefits Difference

Why Choose Muneris Benefits?

Get thoughtful guidance from an independent agency focused on your needs.

Independent Guidance

As an independent insurance agency, we help compare options from major carriers in Virginia.

Personalized Support

Our team explains complex coverage choices in clear, practical language for individuals and families.

Local Experience

We understand the needs of clients across Virginia and West Virginia through established regional offices.

Ongoing Help

Receive continued assistance with billing questions, claims, benefits, contracts, and policy concerns.

Meet The Muneris Benefits Team

Experienced professionals helping clients simplify insurance decisions.

Portrait of Burman S. Clark, President of Muneris Benefits

Burman S. Clark

President

Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Portrait of Becky Holmes, Licensed Agent and Account Manager at Muneris Benefits

Becky Holmes

Licensed Agent and Account Manager

Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Portrait of Shana Sartin, Employee Benefits Account Manager at Muneris Benefits

Shana Sartin

Employee Benefits Account Manager

Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Portrait of Kelly Pruett, Employee Benefits Account Manager at Muneris Benefits

Kelly Pruett

Employee Benefits Account Manager

Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Portrait of Jessica Waldron, Customer Service team member at Muneris Benefits

Jessica Waldron

Customer Service

Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Portrait of Ross Clark, Employee Benefits Account Manager at Muneris Benefits

Ross Clark

Employee Benefits Account Manager

Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Portrait of Megan Herndon, Marketing Coordinator at Muneris Benefits

Megan Herndon

Marketing Coordinator

Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Portrait of Lauren Hand, Licensed Agent at Muneris Benefits

Lauren hand

Licensed Agent

Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Portrait of Baylee Davis, Licensed Agent at Muneris Benefits

Baylee Davis

Licensed Agent

Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.

Frequently Asked Questions

What is the best insurance to have with Medicare for seniors?

There is no single coverage choice that is best for every senior. Options may include Original Medicare with a Medicare Supplement and prescription drug coverage, or a Medicare Advantage plan. The right direction depends on healthcare needs, preferred providers, prescription coverage, costs, and plans available in the client’s area. A licensed agent can explain the differences and help compare suitable options.

When should I start learning about Medicare?

Can someone help me compare Medicare Advantage and Medicare Supplement plans?

Does Muneris Benefits help with Medicare enrollment guidance?

Can I get help understanding prescription drug coverage?

Does Muneris Benefits offer life insurance guidance?

Can you help me understand long-term care insurance?

How do I speak with a Muneris Benefits advisor?

Still Have Insurance Questions?

Talk with Muneris Benefits about your coverage options and next steps.

Credentials & Recognition

Awards and Recognition

Better Business Bureau accreditation mark for Muneris Benefits

Better Business Bureau Accreditation

Muneris Benefits is accredited by the Better Business Bureau.

Certified Senior Advisor credential for Muneris Benefits

Certified Senior Advisor

Company credential listed as Certified Senior Advisor.

WiseChoice Healthcare Alliance Certified MEWA Advisor recognition

WiseChoice Healthcare Alliance Certified MEWA Advisor

Muneris Benefits was recognized with this certification in 2025.

Roanoke Regional Chamber of Commerce membership for Muneris Benefits

Roanoke Regional Chamber of Commerce

Muneris Benefits membership listed in company credentials.

Giles County Chamber of Commerce membership for Muneris Benefits

Giles County Chamber of Commerce

Muneris Benefits membership listed in company credentials.

Get Personalized Insurance Guidance

Tell us what you are considering, and our team will help you understand your available coverage options.

Request Insurance Guidance

For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.