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Health Insurance Brokers in Charlotte NC

Employers and families in Charlotte NC can explore health insurance guidance designed around coverage needs, budgets, and long-term priorities. Muneris Benefits helps clients compare options, understand employee benefits, and navigate personal insurance decisions with personalized support. As an independent brokerage, the team combines technical expertise, updated technology, and trusted-adviser service to make insurance easier to understand.

Insurance advisor discussing health coverage options with an employer and family

Our Health Insurance Broker Services

Coverage guidance for employers, individuals, families, and people navigating Medicare decisions.

Group Health Insurance

Help for employers exploring group health plans, employee coverage options, premiums, and employer contribution considerations for their workforce.

Employee Benefits

Support for businesses designing and managing benefit programs, with guidance related to plan design, administration, employee questions, and ongoing account needs.

Personal Insurance

Individual and family insurance guidance focused on helping clients compare personal coverage options and find solutions suited to their needs and budgets.

ICHRA Solutions

Employer guidance for Individual Coverage Health Reimbursement Arrangements, including understanding options and implementing a flexible reimbursement-based benefit approach.

Medicare

Medicare insurance guidance for individuals, including support understanding plan choices, enrollment considerations, and coverage options during a transition to Medicare.

Retirement Plans

Retirement plan solutions for employers seeking to provide retirement benefits as part of a broader employee benefits strategy.

Personalized Insurance Support

Coverage Guidance Built Around You

Insurance decisions can feel complicated when employers are balancing workforce needs and families are evaluating personal coverage. Muneris Benefits provides personalized guidance for comparing options, understanding benefits, and addressing questions about billing, claims, contracts, and plan choices. For Charlotte NC prospects, the team can help clarify available solutions and determine whether its Virginia and West Virginia service coverage fits the situation.

Advisor explaining health insurance choices to a family
Trusted Adviser Service

Client Support That Matters

See how thoughtful guidance and ongoing account support can simplify insurance decisions for employers and families.

"We have known and done business with Burman Clark for years and I trust him to do what is right. We have a lot of the same business ethics and know what it takes to win and keep customers. A couple of years ago, I was swayed by another insurance rep who promised me the moon, but all I got was rocks. After a year or so of doing without Burman, I called him and, as the story goes...happily ever after!"

Alisa Hannifan

"Excellent services! Burman Clark is the Medicare Guru Extrodaire of Roanoke! I am always amazed at his ability to keep up with all the changing insurance plans yearly. He will guide you in the right direction, answer all your questions no matter how mundane, make suggestions, and enroll you in programs if you wish. I've referred several folks to him, and all have been pleased. He's friendly and personable as well as competent and reliable."

B Dennis
B Dennis

"Burman Clark made shopping for health insurance easy. He showed me the different options and prices and helped me to make an informed choice of the best insurance for me."

Mitchell H.

"Expertise. Customer-focused. Highly Responsive. These are the words that describe my experience working with Burman Clark and Muneris. Highly recommend!"

Jules Sowder
Jules Sowder

"We have known and done business with Burman Clark for years and I trust him to do what is right. We have a lot of the same business ethics and know what it takes to win and keep customers. A couple of years ago, I was swayed by another insurance rep who promised me the moon, but all I got was rocks. After a year or so of doing without Burman, I called him and, as the story goes...happily ever after!"

Alisa Hannifan

"Excellent services! Burman Clark is the Medicare Guru Extrodaire of Roanoke! I am always amazed at his ability to keep up with all the changing insurance plans yearly. He will guide you in the right direction, answer all your questions no matter how mundane, make suggestions, and enroll you in programs if you wish. I've referred several folks to him, and all have been pleased. He's friendly and personable as well as competent and reliable."

B Dennis
B Dennis

"Burman Clark made shopping for health insurance easy. He showed me the different options and prices and helped me to make an informed choice of the best insurance for me."

Mitchell H.

"Expertise. Customer-focused. Highly Responsive. These are the words that describe my experience working with Burman Clark and Muneris. Highly recommend!"

Jules Sowder
Jules Sowder

"We have known and done business with Burman Clark for years and I trust him to do what is right. We have a lot of the same business ethics and know what it takes to win and keep customers. A couple of years ago, I was swayed by another insurance rep who promised me the moon, but all I got was rocks. After a year or so of doing without Burman, I called him and, as the story goes...happily ever after!"

Alisa Hannifan

"Excellent services! Burman Clark is the Medicare Guru Extrodaire of Roanoke! I am always amazed at his ability to keep up with all the changing insurance plans yearly. He will guide you in the right direction, answer all your questions no matter how mundane, make suggestions, and enroll you in programs if you wish. I've referred several folks to him, and all have been pleased. He's friendly and personable as well as competent and reliable."

B Dennis
B Dennis

"Burman Clark made shopping for health insurance easy. He showed me the different options and prices and helped me to make an informed choice of the best insurance for me."

Mitchell H.

"Expertise. Customer-focused. Highly Responsive. These are the words that describe my experience working with Burman Clark and Muneris. Highly recommend!"

Jules Sowder
Jules Sowder
The Muneris Benefits Difference

Why Choose Muneris Benefits?

Practical guidance, responsive support, and insurance expertise for complex coverage decisions.

Independent Agency

As an independent insurance agency, Muneris Benefits helps clients compare options across major carriers in Virginia.

Personalized Guidance

The team provides tailored support for employers, individuals, families, and Medicare beneficiaries navigating coverage choices.

Ongoing Support

Clients receive practical help with billing, claims, benefits questions, contracts, and account-management needs.

Established Experience

Since 1990, Muneris Benefits has supported hundreds of employers across Virginia and West Virginia.

Meet The Muneris Benefits Team

Experienced advisors and account managers make insurance easier to navigate.

Portrait of Burman S. Clark, President of Muneris Benefits

Burman S. Clark

President

Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Portrait of Becky Holmes, Licensed Agent and Account Manager at Muneris Benefits

Becky Holmes

Licensed Agent and Account Manager

Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Portrait of Shana Sartin, Employee Benefits Account Manager at Muneris Benefits

Shana Sartin

Employee Benefits Account Manager

Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Portrait of Kelly Pruett, Employee Benefits Account Manager at Muneris Benefits

Kelly Pruett

Employee Benefits Account Manager

Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Portrait of Jessica Waldron, Customer Service team member at Muneris Benefits

Jessica Waldron

Customer Service

Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Portrait of Ross Clark, Employee Benefits Account Manager at Muneris Benefits

Ross Clark

Employee Benefits Account Manager

Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Portrait of Megan Herndon, Marketing Coordinator at Muneris Benefits

Megan Herndon

Marketing Coordinator

Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Portrait of Lauren Hand, Licensed Agent at Muneris Benefits

Lauren hand

Licensed Agent

Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Portrait of Baylee Davis, Licensed Agent at Muneris Benefits

Baylee Davis

Licensed Agent

Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.

Frequently Asked Questions

What does a health insurance broker do for employers and families?

A health insurance broker helps clients understand and compare coverage options based on their needs, budgets, and priorities. For employers, that may include group health insurance, employee benefits, contribution considerations, and ongoing account support. For individuals and families, brokerage guidance may address personal insurance, Medicare choices, and coverage comparisons. Muneris Benefits also assists with billing, claims, benefits questions, and contracts.

Can Muneris Benefits help employers compare group health insurance options?

What are employee benefits, and why do employers offer them?

What is an ICHRA, and can it help my business?

Can a broker help individuals and families choose personal insurance?

Can Muneris Benefits help with Medicare enrollment and plan comparisons?

Does Muneris Benefits serve clients in Charlotte NC?

How can employers or families get started with an insurance broker?

Still Have Insurance Questions?

Speak with Muneris Benefits about your coverage goals and available guidance.

Credentials & Recognition

Awards and Recognition

Better Business Bureau accreditation recognition

Better Business Bureau Accreditation

Better Business Bureau accreditation listed by Muneris Benefits.

WiseChoice Healthcare Alliance Certified MEWA Advisor recognition

Certified MEWA Advisor

WiseChoice Healthcare Alliance Certified MEWA Advisor in 2025.

Certified Senior Advisor credential

Certified Senior Advisor

Certified Senior Advisor credential listed by Muneris Benefits.

Roanoke Regional Chamber of Commerce membership

Roanoke Regional Chamber Of Commerce

Membership listed with the Roanoke Regional Chamber of Commerce.

Giles County Chamber of Commerce membership

Giles County Chamber Of Commerce

Membership listed with the Giles County Chamber of Commerce.

Let’s Talk About Your Coverage Needs

Share your goals with Muneris Benefits and receive guidance on relevant insurance options and next steps.

Contact Muneris Benefits

For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.