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Health Insurance Agents and Brokers

Make confident coverage decisions with personalized guidance from Muneris Benefits. Our independent agents help individuals, families, Medicare beneficiaries, and employers compare meaningful options, understand plan details, and manage benefits with less stress. From enrollment and plan design to claims, billing, and ongoing questions, you receive practical support centered on your needs, budget, and long-term peace of mind.

Insurance agent reviewing health coverage options with clients

Our Health Insurance Services

Explore tailored coverage and benefits guidance for personal, Medicare, and employer insurance needs.

Medicare Guidance

Receive clear support comparing Medicare plan options, understanding enrollment timelines, and choosing coverage that aligns with your healthcare needs and budget.

Group Health Insurance

Build group health coverage that helps employers support their workforce, manage costs, and provide employees with valuable plan choices.

Personal Insurance

Compare individual and family insurance options with guidance focused on your coverage priorities, household needs, and financial comfort level.

Employee Benefits

Design and manage employee benefit programs with practical assistance for plan selection, administration, communications, billing, claims, and contracts.

ICHRA Solutions

Explore Individual Coverage Health Reimbursement Arrangement options that give employers a flexible approach to contributing toward employee health coverage.

Retirement Plans

Strengthen your benefits package with retirement plan solutions designed to help employers support employees’ longer-term financial goals.

Personalized Plan Support

Guidance That Makes Coverage Clear

Health insurance can involve unfamiliar terms, competing plan designs, and important financial decisions. Muneris Benefits brings independent guidance to each conversation, helping you compare available coverage, clarify benefits and costs, and select a path that fits your circumstances. Employers receive support with customized benefit strategies and administration, while individuals and families gain a knowledgeable resource for enrollment, Medicare transitions, and ongoing policy questions.

Advisor explaining health insurance benefits to a client
Trusted Adviser Relationships

Client Success Stories

See how thoughtful guidance helps clients navigate coverage and benefits decisions with confidence.

"Burman Clark is the insurance guru for seniors! Not only is he extremely knowledgeable in his craft but also very nice & friendly to chat with. I am so pleased he was recommended to me. Thank you for your guidance!"

Patty
Patty
The Muneris Difference

Why Choose Muneris Benefits?

Experience practical insurance guidance built around responsive service and informed decisions.

Experienced Guidance

Since 1990, our team has simplified complex insurance decisions with technical knowledge and personal attention.

Independent Options

Access to major carriers in Virginia helps clients compare coverage choices suited to their needs.

Ongoing Support

Get responsive help with claims, billing, contracts, benefits questions, and plan administration after enrollment.

Regional Insight

Our Roanoke and Narrows offices support employers, families, and individuals across Virginia and West Virginia.

Meet Our Benefits Team

Knowledgeable professionals focused on making insurance easier to understand.

Portrait of Burman S. Clark, President of Muneris Benefits

Burman S. Clark

President

Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Portrait of Becky Holmes, Licensed Agent and Account Manager at Muneris Benefits

Becky Holmes

Licensed Agent and Account Manager

Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Portrait of Shana Sartin, Employee Benefits Account Manager at Muneris Benefits

Shana Sartin

Employee Benefits Account Manager

Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Portrait of Kelly Pruett, Employee Benefits Account Manager at Muneris Benefits

Kelly Pruett

Employee Benefits Account Manager

Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Portrait of Jessica Waldron, Customer Service team member at Muneris Benefits

Jessica Waldron

Customer Service

Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Portrait of Ross Clark, Employee Benefits Account Manager at Muneris Benefits

Ross Clark

Employee Benefits Account Manager

Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Portrait of Megan Herndon, Marketing Coordinator at Muneris Benefits

Megan Herndon

Marketing Coordinator

Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Portrait of Lauren Hand, Licensed Agent at Muneris Benefits

Lauren hand

Licensed Agent

Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Portrait of Baylee Davis, Licensed Agent at Muneris Benefits

Baylee Davis

Licensed Agent

Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.

Frequently Asked Questions

Who is a health insurance agent?

A health insurance agent is a licensed professional who helps people and organizations understand, compare, apply for, and maintain health coverage. Agents can explain plan features such as premiums, deductibles, provider networks, prescription coverage, and enrollment rules. At Muneris Benefits, licensed agents also help employers with benefit design and provide ongoing assistance with coverage questions, claims, billing, and plan changes.

What does an independent health insurance broker do?

How do I choose a health insurance plan?

Can an agent help with Medicare enrollment?

Can employers offer health coverage through an ICHRA?

What support is available after I enroll?

When should I review my health insurance coverage?

What information should I bring to an insurance consultation?

Still Have Coverage Questions?

Speak with a knowledgeable adviser about your insurance needs today.

Recognized and Certified

Awards and Recognition

Better Business Bureau accreditation logo

BBB Accreditation

Accredited commitment to trustworthy business practices

WiseChoice Healthcare Alliance Certified MEWA Advisor recognition

WiseChoice MEWA Advisor

Certified adviser recognition earned in 2025

Certified Senior Advisor credential

Certified Senior Advisor

Specialized guidance for senior insurance needs

Start With a Clearer Coverage Conversation

Tell us about your insurance goals, current coverage, or benefits challenges, and our team will help identify the next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.