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5 (40 Reviews)

Guidance From Health Insurance Brokers and Agents

Make health coverage decisions with clarity and confidence. Muneris Benefits helps individuals, families, Medicare beneficiaries, and employers compare insurance options, understand plan details, and build coverage around real needs and budgets. From enrollment guidance to employee benefits and ongoing claims support, our knowledgeable team delivers practical answers and personal service that make insurance easier to manage.

Health insurance adviser reviewing coverage options with clients

Our Health Insurance Services

Coverage guidance and benefits solutions for individuals, families, Medicare recipients, and employers.

Medicare Guidance

Get clear support comparing Medicare plan options, understanding enrollment periods, and choosing coverage that aligns with your healthcare needs, preferred providers, prescriptions, and budget.

Group Health Plans

Help your workforce access meaningful health coverage with group plan guidance, carrier comparisons, plan design support, and ongoing assistance for employers, HR teams, and employees.

Personal Insurance

Compare individual and family insurance options with an adviser who helps you evaluate coverage, costs, networks, and benefits for a more confident enrollment decision.

Personalized Plan Support

Coverage Guidance That Fits Your Life

Health insurance should support the way you live and work, not create more confusion. Muneris Benefits listens first, then helps you compare available options, understand premiums and benefits, and identify coverage that fits your priorities. Whether you are enrolling your family, approaching Medicare eligibility, or managing benefits for a growing team, you receive informed guidance and responsive support for questions that arise after enrollment.

Insurance adviser explaining health plan options
Trusted Adviser Relationships

Client Success Stories

See how thoughtful guidance helps clients navigate important coverage and benefits decisions.

"Muneris Benefits is amazing and has been incredibly helpful in navigating Medicare and Social Security enrollment as well as managing insurance needs during retirement for my entire family. In today's complex insurance landscape, it is critical to have someone you know you can trust and count on in getting the..."

Robert Woodruff
Robert Woodruff

"Met my needs. Very nice to work with. My husband referred me to Burman Clark and he was helpful and great."

Darlene Meador
Darlene Meador

"The Muneris team is always helpful. Health insurance benefits are extremely complicated and their advice and action is trustworthy and insightful. We are fortunate to have such professionals to work with us to navigate the health care world."

Barry Agnew
Barry Agnew

"Muneris Benefits is amazing and has been incredibly helpful in navigating Medicare and Social Security enrollment as well as managing insurance needs during retirement for my entire family. In today's complex insurance landscape, it is critical to have someone you know you can trust and count on in getting the..."

Robert Woodruff
Robert Woodruff

"Met my needs. Very nice to work with. My husband referred me to Burman Clark and he was helpful and great."

Darlene Meador
Darlene Meador

"The Muneris team is always helpful. Health insurance benefits are extremely complicated and their advice and action is trustworthy and insightful. We are fortunate to have such professionals to work with us to navigate the health care world."

Barry Agnew
Barry Agnew

"Muneris Benefits is amazing and has been incredibly helpful in navigating Medicare and Social Security enrollment as well as managing insurance needs during retirement for my entire family. In today's complex insurance landscape, it is critical to have someone you know you can trust and count on in getting the..."

Robert Woodruff
Robert Woodruff

"Met my needs. Very nice to work with. My husband referred me to Burman Clark and he was helpful and great."

Darlene Meador
Darlene Meador

"The Muneris team is always helpful. Health insurance benefits are extremely complicated and their advice and action is trustworthy and insightful. We are fortunate to have such professionals to work with us to navigate the health care world."

Barry Agnew
Barry Agnew
The Muneris Difference

Why Choose Muneris Benefits?

Practical insurance expertise, personal attention, and ongoing support for every stage of coverage.

Established Experience

Since 1990, our team has simplified coverage decisions with dependable, client-focused insurance guidance.

Independent Guidance

We represent major Virginia carriers, helping clients compare options without a one-size-fits-all approach.

Ongoing Support

Receive practical help with claims, billing, contracts, and benefit questions after enrollment.

Employer Expertise

Hundreds of Virginia and West Virginia employers rely on our benefits and compliance support.

Meet the Muneris Team

Experienced advisers who make insurance easier to understand.

Portrait of Burman S. Clark, President of Muneris Benefits

Burman S. Clark

President

Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Portrait of Becky Holmes, Licensed Agent and Account Manager at Muneris Benefits

Becky Holmes

Licensed Agent and Account Manager

Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Portrait of Shana Sartin, Employee Benefits Account Manager at Muneris Benefits

Shana Sartin

Employee Benefits Account Manager

Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Portrait of Kelly Pruett, Employee Benefits Account Manager at Muneris Benefits

Kelly Pruett

Employee Benefits Account Manager

Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Portrait of Jessica Waldron, Customer Service team member at Muneris Benefits

Jessica Waldron

Customer Service

Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Portrait of Ross Clark, Employee Benefits Account Manager at Muneris Benefits

Ross Clark

Employee Benefits Account Manager

Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Portrait of Megan Herndon, Marketing Coordinator at Muneris Benefits

Megan Herndon

Marketing Coordinator

Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Portrait of Lauren Hand, Licensed Agent at Muneris Benefits

Lauren hand

Licensed Agent

Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Portrait of Baylee Davis, Licensed Agent at Muneris Benefits

Baylee Davis

Licensed Agent

Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.

Frequently Asked Questions

What does a health insurance broker or agent do?

A health insurance broker or agent helps clients understand and compare available health coverage options. That can include reviewing premiums, deductibles, provider networks, prescription coverage, enrollment timing, and plan features. For employers, an adviser can also assist with plan design, carrier communication, employee education, compliance considerations, and ongoing account support. The goal is to make an informed choice based on your needs and budget.

How is a broker different from buying health insurance directly?

Can you help me choose a Medicare plan?

Do you help businesses with group health insurance?

What is an ICHRA?

When can I enroll in individual health insurance?

Can you help after I enroll in a health plan?

What information should I bring to an insurance consultation?

Still Have Coverage Questions?

Speak with our team for clear, personalized insurance guidance.

Recognized and Trusted

Awards and Recognition

Better Business Bureau accreditation logo

BBB Accreditation

Accredited business focused on client trust.

WiseChoice Healthcare Alliance certification badge

WiseChoice MEWA Advisor

Certified adviser recognition earned in 2025.

Five-star customer rating badge

Five-Star Google Rating

Based on 40 customer reviews.

Let’s Make Insurance Simpler

Tell us what coverage or benefits challenge you are facing, and our team will help you identify clear next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.