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Medicare Advantage Plans with OTC Benefit in Virginia

Explore Medicare Advantage plans with OTC benefits in Virginia with guidance from Muneris Benefits. Our licensed agents help individuals transitioning to Medicare and current beneficiaries understand plan choices, compare available coverage, and identify options suited to their healthcare needs and budget. Get personalized support from a Virginia insurance brokerage serving individuals and families since 1990.

Licensed insurance agent discussing Medicare Advantage options with a Virginia beneficiary

Our Medicare Services

Personalized Medicare guidance, enrollment support, and plan comparison for individuals and families in Virginia.

Medicare Guidance

Understand Medicare eligibility, benefits, enrollment considerations, and coverage options with educational support from knowledgeable Muneris Benefits staff serving individuals transitioning to Medicare in Virginia.

Enrollment Guidance

Receive help understanding when to enroll and how Medicare Parts A through D, Medicare Advantage, and Medigap supplements relate to your coverage decisions.

Plan Comparison

Compare Medicare Advantage, Medicare Supplement, and prescription drug coverage options according to your personal coverage needs, costs, and plans available in your area.

Personalized Medicare Guidance

Make Medicare Choices With Confidence

Medicare decisions can feel complicated, especially when comparing coverage, costs, prescription drug options, and OTC benefits. Muneris Benefits provides clear, educational guidance to help Virginia individuals and families understand available Medicare Advantage choices and select coverage suited to their needs. With local insurance expertise, access to major carriers in Virginia, and a people-centered approach, our team helps make Medicare transitions easier to understand.

Muneris Benefits agent explaining Medicare Advantage coverage options
Trusted Adviser Service

Client Support Stories

See how personalized guidance helps individuals, families, and employers navigate important insurance decisions.

"Burman and his staff were wonderful. For all I had heard through the years of Medicare, SS becoming a daunting task, this was anything but. Everything was seamless and easy. I highly recommend Muneris for your needs. Thanks to all!"

Patricia Katz Black
Patricia Katz Black

"Thanks so much to Burman Clark.<br>Burman helped me navigate the confusing task of enrolling in Medicare. Burman returns telephone calls in a very timely manner, answers questions and offers good advice.<br>I would highly recommend the Muneris company and Burman Clark."

Paula Phillips
Paula Phillips
The Muneris Benefits Difference

Why Choose Muneris Benefits?

Get Medicare guidance from an independent Virginia brokerage focused on clear answers and personal service.

Independent Agency

As an independent insurance agency, Muneris Benefits helps clients compare coverage options from major carriers in Virginia.

Local Expertise

Our Roanoke and Narrows offices support individuals and families navigating Medicare choices across Virginia.

Experienced Guidance

Serving insurance clients since 1990, our team combines technical expertise with personalized Medicare support.

Ongoing Support

Receive practical help with benefits questions, claims, billing concerns, and coverage decisions from a people-centered team.

Meet The Muneris Benefits Team

Our licensed agents provide personal Medicare guidance throughout Virginia.

Portrait of Burman S. Clark, President of Muneris Benefits

Burman S. Clark

President

Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Portrait of Becky Holmes, Licensed Agent and Account Manager at Muneris Benefits

Becky Holmes

Licensed Agent and Account Manager

Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Portrait of Shana Sartin, Employee Benefits Account Manager at Muneris Benefits

Shana Sartin

Employee Benefits Account Manager

Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Portrait of Kelly Pruett, Employee Benefits Account Manager at Muneris Benefits

Kelly Pruett

Employee Benefits Account Manager

Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Portrait of Jessica Waldron, Customer Service team member at Muneris Benefits

Jessica Waldron

Customer Service

Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Portrait of Ross Clark, Employee Benefits Account Manager at Muneris Benefits

Ross Clark

Employee Benefits Account Manager

Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Portrait of Megan Herndon, Marketing Coordinator at Muneris Benefits

Megan Herndon

Marketing Coordinator

Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Portrait of Lauren Hand, Licensed Agent at Muneris Benefits

Lauren hand

Licensed Agent

Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Portrait of Baylee Davis, Licensed Agent at Muneris Benefits

Baylee Davis

Licensed Agent

Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.

Frequently Asked Questions

What is a Medicare Advantage plan?

A Medicare Advantage plan is a Medicare coverage option offered through private insurance plans. It provides Medicare benefits through the plan’s structure and may include additional benefits, such as prescription drug coverage or an OTC benefit, depending on the plan. Muneris Benefits can help Virginia beneficiaries understand available options, compare coverage details, and evaluate whether a plan fits their healthcare needs and budget.

What is an OTC benefit in Medicare Advantage?

Who can receive Medicare Advantage coverage?

How can I compare Medicare Advantage plans in Virginia?

When should I start learning about Medicare?

Does every Medicare Advantage plan include an OTC benefit?

Can Muneris Benefits help with Medicare Supplement and prescription drug plans?

How do I get Medicare plan guidance from Muneris Benefits?

Still Have Medicare Questions?

Speak with a licensed agent about available Medicare options and OTC benefits.

Certified & Trusted

Awards and Recognition

Better Business Bureau accreditation for Muneris Benefits

Better Business Bureau Accreditation

Better Business Bureau accreditation listed by Muneris Benefits.

Certified Senior Advisor credential

Certified Senior Advisor

Certified Senior Advisor credential listed for the Muneris Benefits team.

WiseChoice Healthcare Alliance Certified MEWA Advisor recognition

WiseChoice Healthcare Alliance Certified MEWA Advisor

Named a Certified MEWA Advisor in 2025.

Roanoke Regional Chamber of Commerce membership

Roanoke Regional Chamber Of Commerce

Membership listed by Muneris Benefits.

Giles County Chamber of Commerce membership

Giles County Chamber Of Commerce

Membership listed by Muneris Benefits.

Get Personalized Medicare Guidance

Tell us about your Medicare questions and coverage priorities so our team can help you understand available options.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.