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Trusted Insurance Agents and Brokers

Muneris Benefits makes insurance decisions clearer for employers, individuals, and families. Since 1990, our independent team has paired technical expertise with personal guidance to compare options, build practical benefit strategies, and support you beyond enrollment. From Medicare transitions to employee benefits and personal coverage, we help you understand choices, manage costs, and move forward with confidence.

Insurance adviser reviewing coverage options with clients

Our Insurance Agents and Brokers Services

Practical insurance and benefits guidance for employers, employees, individuals, families, and Medicare beneficiaries.

Medicare Guidance

Get clear support comparing Medicare plan options, understanding enrollment periods, and choosing coverage that aligns with your healthcare needs and budget.

Group Health Insurance

Build group health coverage that supports your employees while helping your organization balance benefits, administration responsibilities, and healthcare costs.

Personal Insurance

Explore individual and family coverage options with guidance tailored to your needs, priorities, budget, and questions about policy details.

Employee Benefits

Create and manage employee benefit programs with plan-design guidance, employee communications, compliance support, and responsive account management.

ICHRA Solutions

Evaluate Individual Coverage Health Reimbursement Arrangements as a flexible way to help eligible employees pay for individual health coverage.

Retirement Plans

Offer retirement plan solutions that help employers provide meaningful benefits and support employees as they prepare for future financial goals.

Clear Coverage Choices

Insurance Guidance Built Around You

Insurance is easier to manage when you have an adviser who listens first. Muneris Benefits helps employers shape benefits programs, helps individuals and families compare personal coverage, and helps Medicare beneficiaries navigate important transitions. Our team combines access to major carriers in Virginia with practical explanations, creative plan design, and continuing support for claims, billing, contracts, and benefit questions.

Adviser explaining insurance benefits to a client
Trusted Adviser Support

Client Success Stories

See how thoughtful guidance and responsive service simplify important insurance decisions for clients.

"Burman Clark is the insurance guru for seniors! Not only is he extremely knowledgeable in his craft but also very nice & friendly to chat with. I am so pleased he was recommended to me. Thank you for your guidance!"

Patty
Patty
The Muneris Difference

Why Choose Muneris Benefits?

We pair independent guidance with attentive support throughout your insurance journey.

Established Experience

Since 1990, we have helped clients make informed insurance and benefits decisions.

Independent Guidance

Access to major Virginia carriers helps clients compare coverage options with greater clarity.

Ongoing Support

Account managers assist with claims, billing, contracts, and benefit questions after enrollment.

Regional Insight

Our Roanoke and Narrows offices support employers, families, and individuals across Virginia and West Virginia.

Meet the Muneris Team

Knowledgeable people focused on making insurance easier to understand.

Portrait of Burman S. Clark, President of Muneris Benefits

Burman S. Clark

President

Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Portrait of Becky Holmes, Licensed Agent and Account Manager at Muneris Benefits

Becky Holmes

Licensed Agent and Account Manager

Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Portrait of Shana Sartin, Employee Benefits Account Manager at Muneris Benefits

Shana Sartin

Employee Benefits Account Manager

Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Portrait of Kelly Pruett, Employee Benefits Account Manager at Muneris Benefits

Kelly Pruett

Employee Benefits Account Manager

Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Portrait of Jessica Waldron, Customer Service team member at Muneris Benefits

Jessica Waldron

Customer Service

Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Portrait of Ross Clark, Employee Benefits Account Manager at Muneris Benefits

Ross Clark

Employee Benefits Account Manager

Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Portrait of Megan Herndon, Marketing Coordinator at Muneris Benefits

Megan Herndon

Marketing Coordinator

Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Portrait of Lauren Hand, Licensed Agent at Muneris Benefits

Lauren hand

Licensed Agent

Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Portrait of Baylee Davis, Licensed Agent at Muneris Benefits

Baylee Davis

Licensed Agent

Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.

Frequently Asked Questions

What is the difference between an insurance broker and agent?

An insurance agent may represent one insurer or a limited group of insurers, while an insurance broker generally helps clients evaluate options from multiple insurance carriers. Both can explain coverage and assist with enrollment. The most important consideration is understanding how the professional is licensed, which carriers they represent, what products they offer, and what ongoing service they provide after a policy is selected.

What types of insurance can Muneris Benefits help with?

How does an independent insurance agency help me compare plans?

Can you help employers design employee benefit packages?

What is an ICHRA and who may benefit from it?

When should I start preparing for Medicare enrollment?

Do you provide support after I enroll in coverage?

How do I prepare for an insurance consultation?

Still Have Insurance Questions?

Speak with our team for clear, personalized coverage guidance.

Credentials That Matter

Awards and Recognition

Better Business Bureau accreditation logo

BBB Accreditation

Recognized for trusted business practices

WiseChoice Healthcare Alliance Certified MEWA Advisor badge

WiseChoice CMA

Certified MEWA adviser recognition

Certified Senior Advisor credential badge

Certified Senior Advisor

Specialized guidance for older adults

Make Your Next Coverage Decision Clearer

Tell us what you need help with, and our team will guide the next conversation.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.