Group Health Insurance
Explore group health insurance plans, employee coverage options, premiums, and employer contribution considerations with guidance tailored to your business and workforce needs.
Make employee benefits easier to manage with personalized guidance from Muneris Benefits. Our team helps small businesses evaluate group health coverage, employee benefit programs, and ICHRA options while supporting benefits questions, billing concerns, claims, and compliance considerations. With experience serving employers and a people-centered approach, we help you create practical benefit solutions suited to your workforce and budget.

Practical benefits guidance for small businesses managing coverage, employee programs, and flexible health benefit options.
Explore group health insurance plans, employee coverage options, premiums, and employer contribution considerations with guidance tailored to your business and workforce needs.
Build and manage employee benefit programs with personalized support for plan design, benefits questions, billing concerns, claims assistance, and ongoing account communication.
Understand and implement Individual Coverage Health Reimbursement Arrangement options that allow employers to support individual health coverage through employer-funded reimbursements.
Benefits administration can involve plan choices, employee questions, billing matters, claims, contracts, and changing legislation. Muneris Benefits combines technical insurance expertise, updated technology, and personalized account support to help small businesses manage these responsibilities more confidently. Whether you are reviewing group health coverage, improving your benefits package, or considering ICHRA options, our independent agency provides practical guidance focused on your needs and budget.

See how personalized benefits guidance can help employers make clearer coverage decisions and support their teams.
Get people-centered support from an independent insurance agency focused on solving client problems.
As an independent insurance agency, we help employers compare options from major carriers in Virginia.
Customized benefit packages and practical guidance address each employer’s workforce needs and budget considerations.
Account managers provide support with benefits questions, billing issues, claims, contracts, and employee communication.
Muneris Benefits has supported hundreds of employers across Virginia and West Virginia since 1990.
Experienced insurance professionals provide responsive guidance for employers and their employees.

President
Burman S. Clark serves as President of Muneris Benefits, leading the company with a steadfast commitment to client service and community impact. Since the company's founding in 1990, Burman has guided Muneris Benefits to become a trusted insurance brokerage serving hundreds of employers, individuals, and families across Virginia and West Virginia. His leadership philosophy centers on solving client problems through creative plan design, technical expertise, and personalized service. Burman's vision has positioned Muneris Benefits as a people-centered agency that combines updated technology with deep insurance knowledge. Under his direction, the company has earned Better Business Bureau accreditation and recognition as a WiseChoice Healthcare Alliance Certified MEWA Advisor. Burman remains dedicated to maintaining trusted-adviser relationships and delivering excellent customer service throughout the region.

Licensed Agent and Account Manager
Becky Holmes is a Licensed Agent and Account Manager at Muneris Benefits, bringing extensive insurance expertise and client-focused service to families and businesses throughout Virginia. With her comprehensive licensing and deep knowledge of employee benefits and personal insurance products, Becky guides clients through complex coverage decisions with clarity and confidence. She specializes in helping employers design customized benefit packages while providing ongoing support for billing, claims, and contract questions. Becky's approach combines technical insurance knowledge with genuine care for each client's unique needs and budget constraints. Her commitment to building trusted-adviser relationships has made her an invaluable resource for clients navigating changing healthcare legislation and cost-management strategies. Becky takes pride in delivering the personalized, responsive service that has defined Muneris Benefits since 1990.

Employee Benefits Account Manager
Shana Sartin serves as an Employee Benefits Account Manager at Muneris Benefits, dedicated to helping Virginia and West Virginia employers navigate the complexities of employee benefit programs. With specialized expertise in group health insurance, cost-containment strategies, and benefits administration, Shana works closely with HR managers and business owners to design and implement employee benefit solutions tailored to their workforce needs. She provides daily support for account management, answering benefits questions, resolving billing issues, and ensuring seamless communication between employers, employees, and insurance carriers. Shana's technical knowledge of federal and state compliance requirements helps clients stay current with changing regulations while managing healthcare costs effectively. Her commitment to solving client problems and delivering excellent customer service reflects the core values that have guided Muneris Benefits for over three decades.

Employee Benefits Account Manager
Kelly Pruett is an Employee Benefits Account Manager at Muneris Benefits, providing expert guidance and personalized support to employers across Virginia and West Virginia. Kelly specializes in helping businesses develop comprehensive employee benefit strategies that balance workforce needs with budget realities. Her role encompasses daily account management, benefits consultation, claims assistance, and ongoing communication with clients and insurance carriers. With deep knowledge of creative plan design and cost-management techniques, Kelly helps employers navigate healthcare legislation changes while maintaining quality coverage for their teams. She is committed to building long-term, trusted-adviser relationships with every client she serves. Kelly's dedication to excellent customer service and practical problem-solving makes her an essential resource for businesses seeking reliable benefits expertise and responsive support from their local Roanoke and Narrows offices.

Customer Service
Jessica Waldron provides dedicated Customer Service support at Muneris Benefits, ensuring that clients receive prompt, helpful assistance with their insurance questions and concerns. As a frontline team member, Jessica handles a wide range of client inquiries, from benefits questions and billing issues to claims support and policy information. Her approachable, patient demeanor helps individuals, families, and business clients feel confident and informed throughout their insurance journey. Jessica's commitment to excellent customer service reflects Muneris Benefits' core value of putting people first. She works closely with the entire team to coordinate solutions and maintain the responsive, personalized communication that clients have come to expect since 1990. Whether assisting with Medicare transitions, Marketplace enrollment, or employer benefits administration, Jessica takes pride in making insurance simpler and more accessible for everyone.

Employee Benefits Account Manager
Ross Clark serves as an Employee Benefits Account Manager at Muneris Benefits, bringing dedication and expertise to employers seeking comprehensive benefit solutions. Ross specializes in helping businesses design employee benefit packages that attract and retain quality talent while managing costs effectively. His role includes ongoing account management, benefits consultation, compliance guidance, and practical support with claims, billing, and contract issues. Ross works closely with HR managers and business owners across Virginia and West Virginia to navigate the evolving landscape of healthcare legislation and insurance options. His technical knowledge of major carriers and creative plan design helps clients access the coverage options best suited to their workforce and budget. Ross is committed to building trusted relationships and delivering the people-centered service that has defined Muneris Benefits for over three decades.

Marketing Coordinator
Megan Herndon serves as Marketing Coordinator at Muneris Benefits, supporting the company's outreach and communication efforts throughout Virginia and West Virginia. In her role, Megan develops and coordinates marketing initiatives that help employers, individuals, and families understand their insurance options and the services Muneris Benefits provides. She manages creative employee communications, educational content, and community engagement activities that reflect the company's commitment to excellent customer service and local presence. Megan works to ensure that Muneris Benefits' messaging clearly conveys the value of personalized insurance guidance, trusted-adviser relationships, and technical expertise. Her efforts support the company's reputation as a people-centered brokerage that has been simplifying insurance since 1990. Megan takes pride in helping clients discover how Muneris Benefits can meet their unique coverage needs with responsive, knowledgeable support.

Licensed Agent
Lauren Hand is a Licensed Agent at Muneris Benefits, committed to helping individuals, families, and businesses find insurance coverage that fits their needs and budgets. With full licensing and access to all major carriers in Virginia, Lauren provides personalized guidance across employee benefits, personal insurance, Medicare options, and Marketplace solutions. She specializes in helping clients compare coverage options and understand the details of health, life, disability, long-term-care, and Medicare supplement insurance. Lauren's approach combines technical insurance expertise with genuine care for each client's unique situation. Whether assisting individuals transitioning to Medicare or helping employers navigate benefits decisions, Lauren builds trusted relationships through clear communication and responsive service. Her dedication to solving client problems and delivering excellent customer service reflects the values that have guided Muneris Benefits since 1990.

Licensed Agent
Baylee Davis serves as a Licensed Agent at Muneris Benefits, providing knowledgeable insurance guidance to clients across Virginia and West Virginia. With comprehensive licensing and access to all major carriers in Virginia, Baylee helps individuals, families, and businesses navigate their insurance options with confidence. She specializes in employee benefits, personal insurance, Medicare guidance, and Marketplace solutions, working closely with clients to understand their coverage needs and budget considerations. Baylee's commitment to building trusted-adviser relationships ensures that clients receive personalized service and ongoing support with benefits questions, claims, and policy management. Her technical expertise and people-centered approach reflect the core values that have defined Muneris Benefits for over 35 years. Whether helping Medicare beneficiaries choose the right plan or assisting employers with benefit design, Baylee takes pride in simplifying insurance and delivering excellent customer service.
Benefits administration is the process of organizing, communicating, and supporting employee benefit programs. It can include evaluating coverage, coordinating enrollment information, answering employee questions, addressing billing and claims concerns, and maintaining communication with insurance carriers. For a small business, working with a benefits advisor can make these responsibilities easier to manage while helping the employer keep benefit choices aligned with workforce needs and budget considerations.
Talk with Muneris Benefits about practical support for your business.
Muneris Benefits is accredited by the Better Business Bureau.
WiseChoice Healthcare Alliance Certified MEWA Advisor, recognized in 2025.
Share your business needs and connect with Muneris Benefits for personalized guidance.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.
For immediate assistance, feel free to give us a direct call at +1 540-563-1005. You can also send us a quick email at burman@munerisbenefits.com.